Chapter 13 Bankruptcy in New York
Contact an Experienced Attorney at Adams Law Group, LLC
Once you have decided that bankruptcy makes the most sense in your situation, you must determine whether you are eligible for Chapter 7 or Chapter 13 bankruptcy. A means test will take into account your income, assets and exemptions. The result will tell you whether Chapter 7 (debt discharge or liquidation bankruptcy) or Chapter 13 (debt reorganization, debt repayment) is right for you.
Contact the New York law offices of Adams Law Group, LLC, for advice and assistance with the means test and preparing to file Chapter 13 bankruptcy.
When you file Chapter 7 or Chapter 13 bankruptcy, you will experience immediate debt relief. The "automatic stay" will stop aggressive debt collection tactics by creditors such as foreclosure, creditor harassment, repossession, wage garnishment and bank account levies.
Learn as much as you can about Chapter 13 bankruptcy before you take steps to file bankruptcy. See the following pages of this Web site:
- Bankruptcy facts
- Bankruptcy FAQ
- Chapter 13 information
- Alternative to bankruptcy: debt settlement
Quite a bit of useful information about bankruptcy is readily available to consumers on the Internet, at free legal clinics and in other public forums such as libraries. At Adams Law Group, LLC, we encourage our clients or potential clients to become informed. Knowledge is power, and the more you understand about how the law applies to your finances, the more ready you will be to make the right choices and take the right actions.
Contact us to schedule a free initial consultation with experienced New York bankruptcy and loss mitigation attorney Benjamin M. Adams.
Chapter 13 bankruptcy is a complex legal remedy to address the problem of debt relief. While you can learn a lot by reading and talking to advisors, there is no substitute for a bankruptcy lawyer who will see your case through successfully from beginning to end. Contact us in Rockland County or Manhattan to schedule a free initial consultation about Chapter 7, Chapter 13 or any other type of loss mitigation such as a loan modification.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
