When Chapter 7 Bankruptcy Is the Answer
Contact Adams Law Group, LLC
For some consumers, Chapter 7 bankruptcy is the best way — and perhaps the only way — out of crushing, overwhelming debt. If your consumer debts are out of control (much greater than your ability to repay) and if you meet eligibility requirements under the income means test, then Chapter 7 bankruptcy may be right for you. A frank discussion with an experienced, compassionate and efficient bankruptcy lawyer is a smart move on your part.
Learn how to stop over-aggressive debt collection practices such as repossessions, wage garnishment and bank levies. Pursue debt relief that makes sense for you. Get a fresh start toward rebuilding your finances, your credit and your future.
Contact Adams Law Group, LLC, in Rockland County and New York City, to schedule a free initial consultation regarding your need for debt relief. Learn how — or whether — any of the following work in your case:
- Eliminate credit card debt
- Stop bill collectors immediately
- Stop foreclosure immediately
- Keep your house and car
When the U.S. Bankruptcy Code changed in 2005, many people assumed they would never be able to file Chapter 7 bankruptcy. In fact, however, this form of bankruptcy is still available to many consumers. A mandatory means test and credit counseling are now part of the process of Chapter 7 bankruptcy filing — but many clients of Adams Law Group, LLC, have met the eligibility requirements and successfully had their consumer debts wiped out .
Through Chapter 7 bankruptcy, individuals and couples can eliminate unsecured debts including credit card debt, medical bills, judgments, bank loans and utility bills. A bankruptcy filing will stop bill collectors, stop foreclosures, stop evictions, stop repossessions, stop utility turn-offs, stop wage garnishments, freeze collection lawsuits and stop bank account levies.
Learn as much as you can about Chapter 7 bankruptcy if it is a real possibility in your case. See the following pages of this Web site:
- Bankruptcy facts
- Bankruptcy FAQ
- Chapter 7 information
- More Chapter 7 information
- Alternative to bankruptcy: debt settlement
Contact us to schedule a free initial consultation with experienced New York bankruptcy and loss mitigation attorney Benjamin M. Adams.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

